Get a loan

GET A LOAN to build or create your dream home

The real people Loan enables you to create your dream home. Whether you are building a new home, adding an extra room, putting in new kitchen fittings, paving your driveway or even painting your home, we have an affordable, simple finance solution for you.

What we offer:

  • Loan between R1000 – R100.000

  • Quick and easy applications

  • Up to 48 months to pay

  • Same – day approval

  • No deposit

How does it work?

  • Real people pays the money directly to the stores as payment for material and/ or goods.

  • Subject to affordability, you have the option to receive up to 30% of the loan amount in cash.

  • You will receive a confirmation phone call from Real people upon approval of the loan.

How to apply?

  • Check how much you qualify for on our website

  • View our participating store list on our website

  • Go to participating store to complete your application

What do I need to apply?

  • Valid SA ID or driver's license

  • Your most recent pay lip

  • 3 months bank statement

In – store application process:

  • ASK about a Real people loan from a consultant at a participating store.

  • CHECK the amount you qualify for

  • SHOP at the store and choose your material and/ or goods

  • APPLY for the loan

  • APPROVAL within 24 hours

  • TAKE your material and/ or goods home

Who can apply?

  • Anyone who is employed or self-employed

  • If you earn salary of at least R2000 per month and have your salary electronically deposited into your bank account

  • If you are between 18 and 64 years old


This check only provides a high-level indication of the loan products that Real people can offer to the client. A full affordability assessment is required in order to provide an accurate loan product offer.

  * Fields are mandatory
  * Are you a South African citizen?
  * In Dept Counselling?
  * Permission to score
  * Client Details
  First Name:
  ID Number:
  Cell Number:
  Work Number:
  * Employment Details
  Engaged Date:
  Pay Frequency:
  Basic Salary:
  Gross Income:
  * Other Details
  Education Level:
  Residential Status:
  Years at current Address:
  Number of Dependents:
  Marital Status:
  * Salesperson Name